Privacy Policy | Howe Business Services

Privacy Policy

Howe Business Services  •  Effective Date: September 22, 2026

This Privacy Policy describes how Howe Business Services (“we,” “us,” or “our”) collects, uses, and protects your personal information when you visit howebusiness.org or use our services. By using the Site, you agree to the collection and use of information in accordance with this Policy.

📱 SMS Data & Your Privacy

Howe Business Services DOES NOT sell, share, or disclose SMS opt-in data or consent with any third parties or affiliates for marketing purposes.

You may cancel SMS communications at any time by replying STOP. You will receive a one-time confirmation, and no further messages will be sent.

Reply HELP for assistance, or contact us at [email protected].

Message and data rates may apply. Message frequency varies.

We are TCPA compliant. Consent to SMS messaging is never a condition of purchasing any goods or services.

1. Information We Collect

Personal Information

We may collect the following personal information when you interact with our Site or services:

  • Name, email address, phone number, and physical address
  • Business and financial information provided in inquiry, contact, or client onboarding forms
  • Payment information when applicable (processed securely through third-party payment processors)
  • SMS opt-in consent and communication preferences

Non-Personal Information

We may also automatically collect non-personal information including your IP address, browser type, referring URLs, pages visited, and time spent on the Site.

2. How We Use Your Information

We use the information we collect to:

  • Provide, improve, and personalize our bookkeeping and financial services
  • Process inquiries, consultation bookings, and service agreements
  • Send appointment confirmations, service reminders, and relevant business communications
  • Send SMS messages where you have opted in
  • Respond to your questions and support requests
  • Comply with applicable legal obligations

3. SMS Communications

If you opt in to SMS messaging through our website forms, you consent to receive text messages from Howe Business Services. We are fully compliant with the Telephone Consumer Protection Act (TCPA) and all applicable carrier requirements.

Howe Business Services DOES NOT share, sell, or otherwise disclose client SMS opt-in information or consent data with any third parties or affiliates for marketing purposes — under any circumstances.

You may withdraw your consent at any time by replying STOP to any message. After opting out, you will receive one final confirmation, and no further messages will be sent. To re-subscribe, text START.

4. How We Share Your Information

We do not sell your personal information. We may share your information only in the following limited circumstances:

  • Service Providers: Trusted third-party vendors who assist in operating our business (e.g., QuickBooks Online, email delivery, payment processing), subject to confidentiality obligations.
  • Legal Requirements: When required to do so by law or in response to valid legal processes.
  • Business Transfers: In the event of a merger or acquisition, with notice provided to you.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal and financial information, including encryption of sensitive data in transit and at rest, access controls, and regular security assessments. However, no method of transmission over the internet is 100% secure.

6. Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to enhance your browsing experience and analyze Site usage. You can disable cookies through your browser settings, though some features of the Site may not function properly as a result.

7. Your Rights and Choices

You have the right to:

  • Access and review the personal information we hold about you
  • Request corrections to inaccurate or incomplete information
  • Request deletion of your personal information, subject to legal obligations
  • Withdraw consent for future communications, including SMS
  • Opt out of marketing communications at any time

To exercise any of these rights, contact us at [email protected].

8. Children’s Privacy

Our Site and services are not directed at children under the age of 13. We do not knowingly collect personal information from children under 13.

9. Updates to This Policy

We may update this Privacy Policy periodically. We will post any updated Policy on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the updated Policy.

10. Contact Us

Email: [email protected]  •  Phone: 949-739-8795  •  Website: howebusiness.org

© 2026 Howe Business Services. All rights reserved.